Manage car accident claim (without a lawyer)

Mange your car accident claim (without a lawyer)

What if you could manage your car accident claim (without a lawyer)? I mean, who really wants a lawyer anyway. Until you actually need one, we aren’t the first people on your guest list at a dinner party right?

Unfortunately, until recently with the explosion of tech, people have been forced to call lawyers for just about everything. Writing wills, sending demand letters, filing divorces…

But, now, all those things above can be done with some pretty nifty (and simple to use) tech products.

They have allowed the price of those services to go from “are you kidding me” prices to “that’s more like it” prices.

And, they have also made it way easier and convenient for users.

No more calling law firms and waiting for call backs.

Or, waiting weeks to get what you need…

At the press of a few clicks, you get what you need, instantly. And, for most things, that’s the way it should be right?

You have a million things on your task list to do and that last thing you want to deal with is talking to your lawyer.

So, up until now, car accident claim victims have not been offered any tech options to lower the cost and make it convenient.

That’s all changed with a new product that we’ve created here that allows users to quickly get all their car accident claim needs resolved without hiring a lawyer.

That’s right, you can now manage your car accident claim (without a lawyer), and be empowered to get the results that you may get if you hire a law firm.

Most claims settle for $15,000 or so. After medical and legal expenses you’ll only get $5,000. How would it feel if you got $7,000 or $8,000 instead.

What would an extra $2,000 – $3,000 this year mean to you and your family?

If you are interested in learning more about this offer just go to to find out more!

In today’s day and age it seems like everyone is constantly on the move. Life is moving at a much faster pace so people are demanding more ways for things to be done quicker and more conveniently. To solve that problem, technology is rapidly evolving and focusing more and more on convenience. For example, it is estimated that within the next 5 years, self-driving cars will become more prevalent on the roads than manual ones. Even now apps like Uber and Lyft are making it more convenient for people to travel where they need to get to next. What does all of this rapid growth in technology mean for insurance companies? They, of course, need to evolve as well. 

More Car Accidents

With everything moving at a faster pace, there will likely be more car accidents. In 2016, there were more than 40,000 auto accidents resulting in fatalities. This was the highest recorded amount of auto accidents within a decade. This could be in direct correlation to people being more distracted than ever through such things as cell phones. Auto accidents make up roughly 50% of personal injury claims, which is great business for personal injury firms. However, people obviously would like to be as safe as possible and want to lower that percentage.

Auto Insurance

What does this mean for the future of automobiles and insurance? It is expected that by 2025, insurance premiums will drop more than $25 billion as a result of more driverless vehicles. Although cars are still on the lower end of autonomy, the possibility of driverless cars is not that far away. On the National Highway Traffic Safety Administration’s 1-5 scale, Tesla is considered a level 2. This means a driver should still be fully engaged in the operation of the vehicle while it is in motion. It’s expected that by 2035, 23 million vehicles on the road will be a level 4 vehicle, meaning that the vehicle will be mostly self reliant upon itself and the driver will not have to worry about being fully engaged while driving. Jamison Narbaitz, senior counsel with Clyde & Co. states, “These changes have interesting implications for insurance because as there’s fewer human drivers there will be less of a need for personal auto insurance as we know it… As there’s more fleet ownership of vehicles, there will also be less of a need for personal auto and there will be more of a focus on products liability-type coverages.”

Insurance companies such as State Farm and Progressive are monitoring their clients more than ever before. Each company has an app that will track the drivers actions, as long as given consent. Both companies promote that the safer someone drives, the more money they can save on their insurance. Giving quite the incentive to their clients to drive as safe as possible to not only keep the roads safe, but to lower their insurance premiums as well. Will this lower the number of personal injury claims? Only time will tell.  

If you or someone you know has questions regarding a car accident, contact an attorney, like a traffic attorney in Dekalb, GA from Royce Injury Attorneys, today for more information. 


Every year thousands of people are misdiagnosed for a medical condition, or not diagnosed at all. For those who are affected by this, they might not have any real long lasting effects. However, others may be seriously harmed because they were not diagnosed correctly. Some will even lose their life because of the mistake. 

Wrongful death lawyers have handled many cases that involve a delayed diagnosis or misdiagnosis. Even though this is typically a type of medical error, a delayed diagnosis (or misdiagnosis) does not necessarily mean there are grounds for filing a medical malpractice claim. In the event the patient dies, the family may not be able to pursue a wrongful death claim. In other words, very specific circumstances must apply. Because of this, a wrongful death lawyer should review your case.

Proving Your Case
All states have laws, known as tort laws. These state that healthcare providers do not have to take a legal responsibility for an error that is associated with a diagnosis. Due to these laws, a wrongful death lawyer should see whether or not the following apply to your case:

  • A patient-doctor relationship had been formed
  • The healthcare practitioner, such as a doctor, failed to apply the standard of care to the patient
  • The failure let to a negligent action, and this resulted in a delayed diagnosis, misdiagnosis, or failure to diagnose
  • The negligent actions led to injuries that eventually led to the patients’ death


If the above can be proven, it may be possible to file a wrongful death claim for a delayed diagnosis. It is likely that the average layman will not know how to prove the above; thus, turning to an experienced law firm is recommended. 

How to Prove Negligence
A delayed diagnosis is generally not enough on its own to prove negligence occurred. For example, a doctor may very well have implemented the standard duty of care, but still did not diagnose the patient correctly. It must be shown that the doctor, or medical professional, was incompetent. This is often a difficult task and usually requires an extensive investigation that includes expert witnesses and other resources. Without a good wrongful death lawyer on your side, you might risk losing your ability to settle for a claim that is fair and just. 

Common Types of a Medical Misdiagnosis or Delayed Diagnosis
There are many different ways in which a person could be misdiagnosed or given a delayed diagnosis, including:

  • Failure to review or consider the medical history of the patient
  • Failure to order tests
  • Misreading lab results
  • Ignoring the symptoms
  • Not listening to the patient
  • Discriminating against the patient

A delayed diagnosis could mean that the patient was unable to receive the necessary care to treat their condition. Sadly, for certain patients, when this happens, they could lose their life. If you believe you lost a loved one because of negligence and a delayed diagnosis, please call a wrongful death lawyer today. 



You occasionally hear about frivolous lawsuits and other legal matters that cause you to roll your eyes. While some people might be too hungry for a lawsuit, there are times when taking your matter to court is the right decision. This can often be true with serious car accidents. If you have been seriously hurt in a car wreck, and someone else’s negligence is to blame, you may be justified in filing a lawsuit. If you’re having trouble deciding whether to talk to a lawyer, consider some common signs that you have a legitimate case.

Your Injuries Were Life-Threatening 

A car accident could do anything from causing a few scratches to a person’s death. If you suffered severe harm, you have more reasons to take your case to court. Life-threatening injuries are not only physically challenging, but they can bring significant financial strain. Winning a personal injury lawsuit can cover the costs of your treatments and recovery. A court is much more likely to hear your complaints when you have massive injuries than if you only needed minor treatment.

Your Injuries Are Impairing Your Daily Life

Serious harm, such as internal injuries and traumatic brain injuries, may interfere with your quality of life. You may have limited mobility, motor skills, or cognitive function for the long term or even for the rest of your life. Your car accident may have left you unable to return to work or even work in any capacity. In a personal injury lawsuit, you could sue for damages to not only cover your medical bills but to pay you the salary you have lost as well as future earning power.

The Other Party Was Grossly Negligent

Accidents happen — they’re part of life. Everyone makes mistakes and errors in judgment. It can be difficult assessing whether you have a personal injury case when the other driver’s negligence was questionable. However, if the driver was under the influence of drugs or alcohol, your case will be more cut and dry. The same goes if the other driver exhibited road rage, was speeding excessively or blatantly broke other traffic laws. In some cases, personal injury attorneys can show that the defendant deliberately tried to harm the plaintiff. If this happens in your accident, you almost certainly have a viable case.

Consider these factors as you put together your car accident lawsuit. Consult an experienced lawyer, like a car accident lawyer from David & Philpot, P.L., today so you can have the legal help you need.

Lady with exploded car

Lady frustrated with car accident

Holy S#*T you got into an auto accident!

You just ruined your day and you need to know what to do.  FAST…So it doesn’t get any worse.

Whether it is your first time being hit by someone or the tenth time you’ve been in an accident, unless you follow certain steps AT THE VERY BEGINNING, you can find yourself getting much less than you deserve for all the suffering you have (and will) endure .

As a personal injury and car accident attorney, I see these sorts of things every day and talk to clients that don’t know the first thing about how to move forward.

For instance, just the other day I got a call from a lady who had a bad accident on Interstate 10 in Metairie, Louisiana. 

Her car had flipped over and she was still suffering from minor head trauma.

She had been called by the other driver’s insurance company pretty soon after the crash and didn’t know what she should do.

She was told she should tell them what they needed to know so they could process her claim.

Makes sense right? 


But, how would you know that? 

You are an honest, law-abiding, pay your bills, keep your head down type of person. 

So, it makes sense that you would follow these “RULES.”

But, you can’t let the insurance companies define the RULES for you.  They have their own rules and they know how to play this game.  Heck, they make this game and have all the tools to win over the small fry.

So…you need to be smart about your next steps and I am here to tell you what to do next so you can walk the primrose path to more money, better health and NO MISTAKES!

These Next 5 Steps Will Set You Up To Win

Many of you will be in different stages of your accident claim.  So, some of what I am about to tell you may not apply any longer.  That’s ok, if you find yourself further down the line in your claim send me an email ( and I will help you figure it out.

These steps should still help most of you who are just starting out, so listen up:

STEP 1: Don’t talk to the Insurance Adjuster, YET.  

You know when you are watching TV and they say anything you say can and will be used against you in a court of law?  Well, the same applies to adjusters. 

They are wolves in sheep’s clothing (no offense but its true). 

When they are dealing with everyday people like you (and not lawyers like me) they know that you are easily influenced because you just don’t have the knowledge you need to succeed. 

So they get you to talk. 

They record the conversation and they will use anything you say to reduce the value of your claim. 

So, don’t talk to them over the phone immediately. 

They are not your friend. 

If they request a statement, tell them you are not interested in giving a verbal statement at this time and that you gave your statement about the facts to the policeman who showed up and they will see it in the police report. 

And, importantly, you will follow up with them with documentation about any prior medical history and all of your current treatment related to the accident.

Leave it at that.

Or they will bite…HARD

STEP 2: Go to your doctor even if you don’t feel hurt.  

Ok, I know it may cost you some money to see a doctor. 

But, you need to go to one. 

Like, NOW!

Even if you just feel a little bit sore, get it documented. 

This is going to start the proof requirement that you need to show the insurance company that your injuries are legit! 

I know it sounds inane, but this documentation is CRUCIAL to you getting paid any time of settlement from this case.  You must get medical treatment. 

All of these cases (including mine) are built on building an accurate record for your medical treatment. 

When you get paid for your injuries, the settlement will cover all medical treatment related to this accident, any lost wages from time off of work, mental and physical pain and suffering. 

But, it all begins with you going to the doctor!  It can be a pain, but, you’ll be shooting yourself in the foot if you don’t!

STEP 3: Don’t take a quick settlement even if it looks tempting. 

I think this is the hardest one for people to understand and also the reason why insurance companies are as rich as they are.  Have you heard of Warren Buffet? 

Well, he made most of his money owning companies like GEICO (which he actually does own) in addition to other insurance companies.  That is how he built his business. 

But the reason they have so much money is because they look for any way to reduce paying the full value of the claim.  The easiest way for them to do that is to prey upon people like you who don’t feel that hurt at first. 

Listen, most injuries take some time to really start hurting.  There are some, where the accidents are bad, that you start feeling it right away (especially if you’ve been carted off on an ambulance). 

The reality is though, some take longer to show themselves.  Some are pains that you’ve had before and have been aggravated from this accident. 

Regardless of when the pain shows up, if a doctor says it is related to the car, truck or bike accident, then you should get paid for it. 

The tactic a lot of these companies use is to give you a quick settlement to walk away.  It is tempting because it is usually several thousand dollars.  It sounds like a lot (especially if you don’t feel hurt), but you would be a fool to give into that. 

And since you are not a fool (because you are taking the time to read this article) you won’t do it.  Your body needs time to tell you where it is injured.  Your pain can and will progress.  So, you must wait. 

For example, I had a client come in who was offered $2,500 a few weeks after his car accident.  He was thinking about taking it but fortunately he called my office and I told him not to. 

I recently settled his case for $100,000. 

It took about 1 year to get all that money, but can you imagine how much he would have left on the table if he didn’t call me?  The lesson is – wait it out.  I promise you will get more of what you deserve if you wait.

STEP 4: Finding the right doctor is crucial to your case. 

Each type of injury requires a certain type of “work-up.”  Insurance companies look for certain language that your average doctor may not include.  But, how can you know which doctors are the best doctors to go to? 

Fortunately for you, we have a list of trusted doctors that we work with at the Reddy Accident Law.  I am working on a page to put up their listings, but until then, feel free to email me ( directly about your injury and where you are located in Louisiana and I will be sure to find the right doctor for your case. 

You might ask why this is so important? 

The reason is, some of the best doctors get their cases from personal injury and car accident attorney’s like me. 

That means they know how to write a medical note that gets the insurance companies knees shaking. 

Meaning, if they find something wrong with you and they can ethically say the evidence points to your injury as a result of the car, truck or bike accident, then they will be sure to say that in their medical note. 

Not all doctors relate your injury to the accident in the medical note itself!

Insurance companies are looking for this kind of language when they are scanning your medical records because they know if they go to trial (which costs them a heck of a lot of dough) they are likely to lose if you have a reputable doctor arguing on your side. 

A great medical note can make all the difference between earning pennies versus dollars!

STEP 5: Write a demand letter. 

This step is a bit later in your claims process, but, I thought I would mention it because it is crucial.  

A written demand letter is something you write to the insurance company which explains your case to them, fully. 

It tells:

    • the story of the car, truck or bike accident and how you were injured
    • the story of your medical treatment, including doctor visits, medical diagnosis codes and medical bills
    • the amount of money you are willing to take to settle the case.

The demand letter tells the insurance company how serious you are. 

They won’t be expecting it from someone not an attorney, so it will really throw them off and tell them you mean business. 

But, this step can be hard since you are not afforded all of the information that you need to really hit a home run. 

See, personal injury lawyers like me pay for software that tells us how much cases are worth in the parish and courthouse where the case would go to trial.  That being said, we are working on a case evaluator calculator that should help tell you how much your case is worth.  We haven’t built it yet but we are happy to let you know an approximation based on the software we have. 

So send us an email and we can assist you with that. 

So those are 5 steps to put you in the best position possible to win your case. 

There are many other steps that can be added to this including how to negotiate with insurance companies.  I will discuss these steps on future blog posts but these should get you started on the right path to a successful claim.

If you have any questions now feel free to email me at or leave your comments below and I will answer them accordingly. 

To your great success and recovery!

Hot off the press…Uber is in trouble.

I just learned of a huge catastrophe that killed a pedestrian in Tempe, Arizona. A self-driving Uber car being tested in Arizona ran over this poor person.

The horror!

How ridiculous is it that counties and States are permitting testing of these untested vehicles on the road where people can be killed? What if that Uber ran into a baby stroller or a school bus?

The last time I checked, people who are sick without a cure have to consent for a clinical trial of an experimental drug to help them get better? When did we CONSENT to being subjected to the whims of a deadly experiment to help a corporation make more money for itself?

Car accidents are terrible situations for everyone involved. Whether you had a minor injury or a severe injury or, in this case, death, there are significant ramifications of this one event.

That’s why we help people navigate this complex and serious accident as accident attorneys in the state of Louisiana.

Now, Uber and Lyft have come to New Orleans, where we are based, but you won’t find Mitch Landrieu on the national networks promoting New Orleans Parish as a testing ground for unsafe, experimental driving.

If you are in an Uber or a Lyft and get into an accident you may have questions about how you can proceed.

Generally, here is how it works. It is not dissimilar to how you would handle it if you were driving in your friend’s automobile.

Here is some advice, even if you were in a minor fender bender:

1) Seek medical attention first, and follow up with any appointments you need to make, IMMEDIATELY – so you are shown on the record as a treating for your injury.
2) Get the Driver’s Name, Vehicle Plate Number and Insurance Card Information.
2) Wait for the police to come so the driver can file a report and you can make a witness statement
3) Contact your vehicle insurance company (assuming you have one) and let them know you were in an accident
4) Contact the Reddy Accident Law (504-684-5455) so we can help you get the best treatment and most compensation for your injury.

Unless you were seriously injured, often times you may not even know how injured you are.  In fact, back and neck conditions take several months, sometimes, before you may feel any symptoms.

If you hit your head, suffered a concussion or had a mild Traumatic Brain Injury, you may not even know something bad went wrong.  You are actually entitled to receive compensation for when something like that happens.

And…that compensation can be a lot of money because the law treats that as a very severe injury.

Think about it.  You may be feeling:

  1. unexpected mood swings (especially against your marital partner or boyfriend/girlfriend)
  2. short term memory loss
  3. anxiety
  4. inability to quickly process and do menial tasks, and, especially, complex tasks

These types of injuries can affect you for the rest of your life if they are left untreated.  How will you pay for those bills?  Even if you have insurance, who will pay the co-pay, the time away from work, your lost experience of life and your pain and suffering?

Uber or Lyft should pay.  Their insurance company should pay.  But you shouldn’t pay for anything.

That is where an experienced, Louisiana Car Accident attorney can really make the difference in your life.

Don’t try and handle these claims on your own.  There is too much complication.  It is like playing a game of one-on-one with Michael Jordan.  There is little chance for success and you have no idea how to approach beating him.

Fortunately, we do this type of stuff day in and day out.  You will get from us the following:

  1. personalized service with my personal cell phone number to call or text M-F 9-5pm.  No paralegals, no secretaries.  Your access to me is something I take seriously and is an honor to be able to serve you in your time of need.
  2. A recognized leader in car accident compensation for victims.  We focus on getting all the money we can from the insurance companies and the driver who hit you, so that you can rest easy knowing all your bills are paid and that you or your family will not suffer financially, as a result.
  3. Compassionate, kind-hearted attorneys who knows what it feels like to be in your shoes and will treat you like family.

Just give us a call at 504-684-5455 if you need any advice.  The call and advice are FREE.

So don’t hesitate.  Because Uber and Lyft are not looking out for you, but we are.